Experience the power of knowledgeable credit decisions for your business. By leveraging comprehensive data analysis and industry expertise, our solution equips you with the insights needed to make confident credit choices.
The data analytics provided by Insights help our clients understand the financial health of their customers and make very unbiased but informed decisions about a customer's financial wellbeing based on relevant data available in real-time.
The Affordability Model computes and predicts disposable income using past income, indebtedness, loan application, and transaction data enabling financial institutions to make informed lending decisions on the spot.
We build proprietary credit scorecards based on the in-depth data analytics carried out. This helps to determine an applicant’s creditworthiness. The scorecards help to classify prospective applications based on the merchant’s risk appetite.